@charset "utf-8";
/* Layout: a working desk — figures strip on top, tabbed work surfaces below, tables scroll inside their own frames */
:root{
  --bg:#fbf7f0; --surface:#ffffff; --sunk:#f7f2e8; --ink:#191711; --muted:#6e6e63; --line:#e7e0d3;
  --accent:#0d3f4a; --accent-ink:#ffffff; --accent-soft:#e0ecec;
  --guard:#d94604; --guard-soft:#fde8dc; --good:#0e794e; --good-soft:#dcf3e8; --bad:#b42318; --bad-soft:#fbe3e0;
  --s3:#04b477; --s4:#78b6c1; --s5:#c9a66b;
  --b1:#2f9e6b; --b2:#a6dcc2; --b3:#f2b51d; --b4:#e2541b; --b5:#7d97ab;
  --a1:#8b5e3c; --a2:#c99a6b; --a3:#7b61b3; --a4:#b9b2a4;
  --f-display:"Bricolage Grotesque", "Avenir Next", system-ui, sans-serif;
  --f-body:"Source Sans 3", "Segoe UI", system-ui, sans-serif;
  --f-mono:"JetBrains Mono", ui-monospace, "SF Mono", Menlo, monospace;
  --r:10px;
}
@media (prefers-color-scheme: dark){ :root:not([data-theme="light"]){
  --bg:#08262d; --surface:#0d3540; --sunk:#0a2d36; --ink:#f4efe5; --muted:#a3b2ad; --line:#1d4a55;
  --accent:#04b477; --accent-ink:#04261c; --accent-soft:#0e4a3c;
  --guard:#ff7a3d; --guard-soft:#4a2614; --good:#3fd39b; --good-soft:#0e3e30; --bad:#ff6b5b; --bad-soft:#4a1f1b;
  --s3:#7fc7d4; --s4:#e8c88a; --s5:#b8a6e0;
  --b1:#3fc48a; --b2:#2c6e57; --b3:#f5c542; --b4:#ff7a3d; --b5:#8fb0c6;
  --a1:#d49a6a; --a2:#8a5a3a; --a3:#b8a6e0; --a4:#6f8a8c;
  color-scheme:dark } }
:root[data-theme="dark"]{
  --bg:#08262d; --surface:#0d3540; --sunk:#0a2d36; --ink:#f4efe5; --muted:#a3b2ad; --line:#1d4a55;
  --accent:#04b477; --accent-ink:#04261c; --accent-soft:#0e4a3c;
  --guard:#ff7a3d; --guard-soft:#4a2614; --good:#3fd39b; --good-soft:#0e3e30; --bad:#ff6b5b; --bad-soft:#4a1f1b;
  --s3:#7fc7d4; --s4:#e8c88a; --s5:#b8a6e0;
  --b1:#3fc48a; --b2:#2c6e57; --b3:#f5c542; --b4:#ff7a3d; --b5:#8fb0c6;
  --a1:#d49a6a; --a2:#8a5a3a; --a3:#b8a6e0; --a4:#6f8a8c;
  color-scheme:dark }
*{box-sizing:border-box}
body{background:var(--bg);color:var(--ink);font-family:var(--f-body);font-size:15px;line-height:1.5}
.wrap{max-width:1200px;margin:0 auto;padding-inline:clamp(16px,3vw,32px);padding-block:20px 60px}
h1,h2,h3{font-family:var(--f-display);font-weight:700;margin:0;text-wrap:balance;letter-spacing:-.01em}
h1{font-size:1.65rem}
h2{font-size:1.25rem}
h3{font-size:1.02rem;font-weight:500}
p{margin:0}
.muted{color:var(--muted)}
.small{font-size:.86rem}
.num,td.n,th.n{font-family:var(--f-mono);font-variant-numeric:tabular-nums;font-size:.88em}
.lab{font-size:.72rem;text-transform:uppercase;letter-spacing:.08em;color:var(--muted);font-weight:600}
a{color:var(--accent)}
.top{display:flex;flex-wrap:wrap;justify-content:space-between;align-items:flex-end;gap:12px;margin-bottom:18px}
.top .mark{display:flex;align-items:center;gap:12px}
.top svg{flex:none}
.top .priv{font-size:.84rem;color:var(--muted);max-width:38ch}

.kpis{display:grid;grid-template-columns:repeat(auto-fit,minmax(210px,1fr));gap:12px;margin-bottom:18px}
.kpi{background:var(--surface);border:1px solid var(--line);border-radius:var(--r);padding:14px 16px;display:flex;flex-direction:column;gap:4px;min-width:0}
.kpi b{font-family:var(--f-display);font-weight:700;font-size:1.6rem;font-variant-numeric:tabular-nums;line-height:1.15}
.kpi.hero{background:var(--accent);color:var(--accent-ink);border-color:var(--accent)}
.kpi.hero .lab,.kpi.hero small{color:inherit;opacity:.85}
.kpi.hero b{font-size:2.1rem}
.kpi small{color:var(--muted);font-size:.82rem}
.alloc{display:flex;height:10px;border-radius:5px;overflow:hidden;background:var(--line);margin-top:6px}
.alloc span{display:block;height:100%}
.legend{display:flex;flex-wrap:wrap;gap:4px 12px;font-size:.8rem;color:var(--muted);margin-top:6px}
.legend i{display:inline-block;width:9px;height:9px;border-radius:2px;margin-right:5px;vertical-align:-1px}
.c-stock{background:var(--accent)} .c-bond{background:var(--guard)} .c-cash{background:var(--muted)} .c-other{background:var(--bad)}

/* sheet selector: left sidebar, grouped (Set up / Plan / Data), sticky; collapses to icons; menu on phones */
.wrap{max-width:1440px}
.shell{display:grid;grid-template-columns:224px minmax(0,1fr);gap:26px;align-items:start}
.shell.mini{grid-template-columns:60px minmax(0,1fr)}
.main{min-width:0}
nav.tabs{position:sticky;top:12px;z-index:5;display:flex;flex-direction:column;gap:16px;padding:14px 10px;background:var(--surface);border:1px solid var(--line);border-radius:var(--r);max-height:calc(100vh - 24px);overflow:auto}
.tab-group{display:flex;flex-direction:column;gap:3px;min-width:0}
.tab-group .glab,.side-params .glab{font-size:.68rem;text-transform:uppercase;letter-spacing:.08em;color:var(--muted);font-weight:700;padding:0 8px 4px}
nav.tabs button.tab{appearance:none;display:flex;align-items:center;gap:10px;width:100%;text-align:left;background:transparent;border:0;border-radius:8px;padding:8px 9px;font:600 .92rem var(--f-body);color:var(--ink);cursor:pointer;line-height:1.2}
nav.tabs button.tab svg{flex:none;width:18px;height:18px;color:var(--muted)}
nav.tabs button.tab .lbl{flex:1;min-width:0}
nav.tabs button.tab .ix{flex:none;display:inline-grid;place-items:center;width:20px;height:20px;border-radius:50%;background:var(--sunk);border:1px solid var(--line);font:700 .7rem var(--f-mono);color:var(--muted)}
nav.tabs button.tab .ix.done{background:var(--good);border-color:var(--good);color:#fff}
nav.tabs button.tab:hover{background:var(--sunk)}
nav.tabs button.tab[aria-selected="true"]{background:var(--accent);color:var(--accent-ink)}
nav.tabs button.tab[aria-selected="true"] svg{color:var(--accent-ink)}
nav.tabs button.tab[aria-selected="true"] .ix{background:var(--accent-ink);border-color:var(--accent-ink);color:var(--accent)}
nav.tabs button:focus-visible{outline:2px solid var(--accent);outline-offset:2px}
.tab-hint{font-size:.76rem;color:var(--muted);padding:4px 9px 0;line-height:1.35}
.side-foot{margin-top:auto;border-top:1px solid var(--line);padding-top:8px}
nav.tabs .side-toggle{appearance:none;display:flex;align-items:center;gap:8px;width:100%;background:transparent;border:0;border-radius:8px;padding:6px 9px;color:var(--muted);font:600 .8rem var(--f-body);cursor:pointer}
nav.tabs .side-toggle:hover{background:var(--sunk);color:var(--ink)}
nav.tabs .side-toggle svg{width:16px;height:16px;flex:none}
.side-menu{display:none}
/* collapsed: icons only */
.shell.mini nav.tabs{padding-inline:6px}
.shell.mini .glab,.shell.mini .tab-hint,.shell.mini nav.tabs .lbl,.shell.mini nav.tabs .side-toggle span{display:none}
.shell.mini nav.tabs button.tab{justify-content:center;padding:9px 0;position:relative}
.shell.mini nav.tabs button.tab .ix{position:absolute;top:1px;right:3px;width:14px;height:14px;font-size:.55rem}
.shell.mini .tab-group{border-top:1px solid var(--line);padding-top:8px}
.shell.mini .tab-group:first-child{border-top:0;padding-top:0}
/* phones: a menu button at the top that opens the list */
@media (max-width:760px){
  .shell,.shell.mini{grid-template-columns:minmax(0,1fr);gap:14px}
  nav.tabs{position:sticky;top:0;max-height:none;padding:8px 10px;gap:10px;border-radius:0 0 var(--r) var(--r);margin-inline:calc(-1 * clamp(16px,3vw,32px));border-top:0}
  .side-menu{display:flex;align-items:center;gap:10px;appearance:none;background:transparent;border:0;padding:4px 2px;font:600 .95rem var(--f-body);color:var(--ink);cursor:pointer;width:100%}
  .side-menu svg{width:20px;height:20px}
  nav.tabs:not(.open) .tab-group,nav.tabs:not(.open) .side-foot{display:none}
  .shell.mini .glab,.shell.mini .tab-hint,.shell.mini nav.tabs .lbl{display:revert}
  .shell.mini nav.tabs button.tab{justify-content:flex-start;padding:8px 9px}
  .shell.mini nav.tabs button.tab .ix{position:static;width:20px;height:20px;font-size:.7rem}
  nav.tabs .side-toggle{display:none}
}
.hh .chip{flex-wrap:wrap;white-space:normal;min-width:0}

.panel{display:flex;flex-direction:column;gap:22px}
.card{background:var(--surface);border:1px solid var(--line);border-radius:var(--r);padding:18px;display:flex;flex-direction:column;gap:14px;min-width:0}
.card-head{display:flex;flex-wrap:wrap;justify-content:space-between;align-items:baseline;gap:8px}
.cols{display:grid;grid-template-columns:minmax(0,1fr) minmax(0,1fr);gap:22px}
.cols.wide{grid-template-columns:minmax(0,1.5fr) minmax(0,1fr)}
@media (max-width:860px){.cols,.cols.wide{grid-template-columns:minmax(0,1fr)}}

.fields{display:grid;grid-template-columns:repeat(auto-fill,minmax(150px,1fr));gap:12px}
.field{display:flex;flex-direction:column;gap:4px;min-width:0}
.field label{font-size:.8rem;color:var(--muted);font-weight:600}
input,select,textarea{font:inherit;color:var(--ink);background:var(--sunk);border:1px solid var(--line);border-radius:7px;padding:7px 9px;min-width:0;width:100%}
input.num{font-family:var(--f-mono);font-size:.88rem}
td input,td select{padding:4px 6px;font-size:.88rem}
input[type=checkbox],input[type=radio]{width:auto;accent-color:var(--accent)}
input:focus-visible,select:focus-visible,textarea:focus-visible,button:focus-visible{outline:2px solid var(--accent);outline-offset:1px}
textarea{font-family:var(--f-mono);font-size:.8rem;min-height:120px;resize:vertical}
.check{display:flex;align-items:center;gap:8px;font-size:.9rem}

.btn{appearance:none;font:600 .9rem var(--f-body);border-radius:7px;padding:8px 14px;cursor:pointer;border:1px solid var(--line);background:var(--surface);color:var(--ink)}
.btn:hover{border-color:var(--accent)}
.btn.primary{background:var(--accent);color:var(--accent-ink);border-color:var(--accent)}
.btn.ghost{background:none;border-color:transparent;color:var(--muted);padding:4px 8px}
.btn.ghost:hover{color:var(--bad)}
.btn.sm{padding:5px 10px;font-size:.84rem}
.row{display:flex;flex-wrap:wrap;gap:8px;align-items:center}

.tbl-wrap{overflow-x:auto;border:1px solid var(--line);border-radius:8px}
table{border-collapse:collapse;width:100%;font-size:.9rem}
th,td{padding:8px 10px;text-align:left;border-bottom:1px solid var(--line);white-space:nowrap}
th{font-size:.72rem;text-transform:uppercase;letter-spacing:.06em;color:var(--muted);font-weight:600;background:var(--sunk);position:sticky;top:0}
td.n,th.n{text-align:right}
tr:last-child td{border-bottom:0}
tfoot td{font-weight:700;background:var(--sunk)}
td.desc{max-width:240px;overflow:hidden;text-overflow:ellipsis;color:var(--muted)}

.pill{display:inline-block;font-size:.72rem;font-weight:700;letter-spacing:.04em;text-transform:uppercase;padding:2px 8px;border-radius:99px;white-space:nowrap}
.pill.ceiling{background:var(--guard-soft);color:var(--guard)}
.pill.floor{background:var(--bad-soft);color:var(--bad)}
.pill.target{background:var(--good-soft);color:var(--good)}
.pill.max{background:var(--guard-soft);color:var(--guard)}
.pill.initial,.pill.override,.pill.fixed,.pill.unknown{background:var(--accent-soft);color:var(--accent)}
.pill.ST{background:var(--guard-soft);color:var(--guard)}
.pill.LT{background:var(--good-soft);color:var(--good)}
.pos{color:var(--good)} .neg{color:var(--bad)}

.banner{display:flex;flex-wrap:wrap;gap:10px;align-items:center;justify-content:space-between;background:var(--guard-soft);color:var(--ink);border:1px solid var(--guard);border-radius:var(--r);padding:10px 14px;font-size:.9rem;margin-bottom:16px}
.drop{border:2px dashed var(--line);border-radius:var(--r);padding:22px;text-align:center;display:flex;flex-direction:column;gap:8px;align-items:center;background:var(--sunk)}
.drop.over{border-color:var(--accent);background:var(--accent-soft)}
.drop input{display:none}
.howto{display:grid;grid-template-columns:repeat(auto-fit,minmax(220px,1fr));gap:12px;font-size:.86rem}
.howto div{display:flex;flex-direction:column;gap:3px}
.howto b{font-family:var(--f-display);font-weight:500;font-size:.95rem}
.map{display:grid;grid-template-columns:repeat(auto-fill,minmax(170px,1fr));gap:8px}
.warn{color:var(--guard);font-size:.86rem}

.result{display:flex;flex-wrap:wrap;gap:20px 34px;align-items:flex-start}   /* labels on one line */
.result .big{font-family:var(--f-display);font-weight:700;font-size:2.4rem;line-height:1;color:var(--accent);font-variant-numeric:tabular-nums}
.result .stat{display:flex;flex-direction:column;gap:2px}
.result .stat b{font-family:var(--f-display);font-size:1.3rem;font-variant-numeric:tabular-nums}
.explain{font-size:.92rem;max-width:68ch}
canvas{display:block;width:100%;height:280px}
.seg{display:inline-flex;border:1px solid var(--line);border-radius:7px;overflow:hidden}
.seg button{appearance:none;border:0;background:none;padding:6px 12px;font:600 .84rem var(--f-body);color:var(--muted);cursor:pointer}
.seg button[aria-pressed="true"]{background:var(--accent-soft);color:var(--accent)}
.toast{position:fixed;left:50%;bottom:calc(20px + env(safe-area-inset-bottom,0px));transform:translateX(-50%);background:var(--ink);color:var(--bg);padding:9px 16px;border-radius:8px;font-size:.9rem;opacity:0;transition:opacity .2s;pointer-events:none;z-index:9}
.toast.on{opacity:1}
details summary{cursor:pointer;font-weight:600;font-size:.92rem}
.methods{display:flex;flex-wrap:wrap;gap:8px}
.methods label{display:flex;gap:6px;align-items:flex-start;border:1px solid var(--line);border-radius:8px;padding:8px 10px;font-size:.88rem;cursor:pointer;flex:1 1 170px;background:var(--sunk)}
.methods label:has(input:checked){border-color:var(--accent);background:var(--accent-soft)}
.methods small{display:block;color:var(--muted);font-size:.78rem}
.hh{display:flex;flex-wrap:wrap;gap:8px 18px;align-items:center;background:var(--surface);border:1px solid var(--line);border-radius:var(--r);padding:10px 14px;margin-bottom:16px;font-size:.9rem}
.hh .chip{display:inline-flex;gap:6px;align-items:baseline;white-space:nowrap}
.hh .chip .lab{font-size:.68rem}
.hh .plan{color:var(--accent);font-weight:700}
.hh .btn{margin-left:auto}
.kids{display:flex;flex-direction:column;gap:8px}
.kid{display:grid;grid-template-columns:minmax(0,1.4fr) 80px minmax(0,1.6fr) auto;gap:8px;align-items:end}
@media (max-width:560px){.kid{grid-template-columns:minmax(0,1fr) 70px}}
.surv{display:grid;grid-template-columns:repeat(auto-fit,minmax(160px,1fr));gap:12px}
.surv .stat{display:flex;flex-direction:column;gap:2px}
.surv b{font-family:var(--f-display);font-size:1.25rem;font-variant-numeric:tabular-nums}
.nw-big{font-family:var(--f-display);font-weight:700;font-size:clamp(2.4rem,7vw,3.6rem);line-height:1;letter-spacing:-.02em;font-variant-numeric:tabular-nums}
.pill.api{background:var(--good-soft);color:var(--good)}
.pill.holdings,.pill.import,.pill.manual{background:var(--accent-soft);color:var(--accent)}
.pill.sample{background:var(--guard-soft);color:var(--guard)}
#nw-cv{height:340px}
@media (prefers-reduced-motion: reduce){*{transition:none!important}}
.brk{display:flex;flex-direction:column;gap:6px}
.brk-row{display:grid;grid-template-columns:42px minmax(0,1fr) 100px 90px;gap:10px;align-items:center;font-size:.86rem}
.brk-row .num:last-child{text-align:right}
.brk-bar{height:10px;border-radius:5px;background:var(--sunk);border:1px solid var(--line);overflow:hidden}
.brk-bar span{display:block;height:100%;background:var(--accent)}
.brk-bar.gain span{background:var(--s3)}
@media (max-width:480px){.brk-row{grid-template-columns:38px minmax(0,1fr) 80px}.brk-row .num.muted{display:none}}
.field small{font-size:.74rem}
.alloc-rows{display:grid;grid-template-columns:repeat(auto-fit,minmax(150px,1fr));gap:12px}
.alloc-rows .stat{display:flex;flex-direction:column;gap:2px}
.alloc-rows b{font-family:var(--f-display);font-size:1.6rem;font-variant-numeric:tabular-nums}
.sw{display:inline-block;width:9px;height:9px;border-radius:2px;margin-right:6px;vertical-align:0}
.car{display:grid;grid-template-columns:minmax(0,1.3fr) repeat(5,minmax(0,1fr)) minmax(70px,.8fr) auto;gap:8px;align-items:end}
.car .car-note{grid-column:1 / -1;margin-top:-2px}
@media (max-width:760px){.car{grid-template-columns:repeat(2,minmax(0,1fr)) auto}}

/* Boldin-style chart card: stats on the left, yearly bars on the right, legend underneath */
.bx{gap:16px}
.bx-head{display:flex;flex-wrap:wrap;justify-content:space-between;align-items:center;gap:10px}
.bx-title{font-family:var(--f-body);font-size:.82rem;font-weight:700;letter-spacing:.12em;text-transform:uppercase;color:var(--ink);display:flex;align-items:center;gap:8px}
.qm{appearance:none;display:inline-grid;place-items:center;width:18px;height:18px;padding:0;border-radius:50%;border:1.5px solid var(--muted);background:none;color:var(--muted);font:700 .7rem var(--f-body);letter-spacing:0;cursor:pointer}
.qm:hover{border-color:var(--accent);color:var(--accent)}
.qm:focus-visible{outline:2px solid var(--accent);outline-offset:2px}
.bx-body{display:grid;grid-template-columns:minmax(170px,230px) minmax(0,1fr);gap:20px 28px;align-items:center;border-top:1px solid var(--line);padding-top:16px}
@media (max-width:720px){.bx-body{grid-template-columns:minmax(0,1fr)}}
.bx-stats{display:flex;flex-direction:column;gap:18px}
.bx-stat{display:flex;flex-direction:column;gap:2px}
.bx-stat .k{font-size:.95rem;color:var(--ink)}
.bx-stat .v{font-family:var(--f-display);font-weight:500;font-size:2.1rem;line-height:1.05;font-variant-numeric:tabular-nums;color:var(--ink)}
.bx-stat .v.sm{font-size:1.35rem}
.bx-stat small{color:var(--muted);font-size:.8rem}
.bx-chart{position:relative;min-width:0}
.bx-chart canvas{height:300px}
.bx-tip{position:absolute;pointer-events:none;background:var(--surface);border:1px solid var(--line);border-radius:8px;box-shadow:0 6px 18px rgba(0,0,0,.12);padding:8px 10px;font-size:.82rem;min-width:150px;z-index:2}
.bx-tip b{display:block;font-family:var(--f-display);font-size:.95rem;margin-bottom:4px}
.bx-tip .r{display:flex;justify-content:space-between;gap:12px;font-variant-numeric:tabular-nums}
.bx-tip i{display:inline-block;width:9px;height:9px;border-radius:2px;margin-right:6px}
.bx-legend{justify-content:center;gap:6px 18px;font-size:.88rem;color:var(--ink)}
.bx-legend i{width:12px;height:12px;border-radius:3px}
.eur{display:block;color:var(--muted);font-family:var(--f-display);font-size:1.05rem;font-variant-numeric:tabular-nums}
.result .stat .big + .eur{font-size:1.3rem}
.fx{display:flex;flex-wrap:wrap;align-items:center;justify-content:space-between;gap:8px 16px;border-top:1px solid var(--line);padding-top:12px;font-size:.9rem}
.fx .row{gap:8px}
/* funding: where the money comes from */
.fund-sum{display:grid;grid-template-columns:repeat(auto-fit,minmax(160px,1fr));gap:12px}
.fund-sum .stat{display:flex;flex-direction:column;gap:2px;background:var(--sunk);border:1px solid var(--line);border-radius:8px;padding:10px 12px}
.fund-sum .stat b{font-family:var(--f-display);font-size:1.45rem;font-variant-numeric:tabular-nums}
.mkt{display:flex;gap:10px;align-items:baseline;border-radius:8px;padding:10px 12px;font-size:.92rem;background:var(--good-soft)}
.mkt.down{background:var(--guard-soft)}
.prefs{border-top:1px solid var(--line);padding-top:12px;display:flex;flex-direction:column;gap:12px}
.prefs[open]{gap:12px}
.prefs > summary{font-family:var(--f-display);font-size:1.02rem;font-weight:500}
.prefs > *:not(summary){margin-top:10px}
.field small.muted{font-size:.74rem}
tr.hl td{background:var(--accent-soft, rgba(0,0,0,.04));font-weight:600}
.sb-tag{display:inline-flex;align-items:center;gap:6px;font-weight:700;font-size:.85rem;margin-top:2px}
.sb-tag i,.sb-scale i{width:10px;height:10px;border-radius:50%;display:inline-block}
.sb-txt{display:block;max-width:240px;margin-top:2px}
.sb-scale{display:flex;flex-wrap:wrap;gap:6px 16px;align-items:center;font-size:.82rem;padding:8px 10px;border:1px solid var(--line);border-radius:10px}
.sb-scale span{display:inline-flex;align-items:center;gap:6px;opacity:.6}
.sb-scale span.on{opacity:1}
.sb-scale span.muted{flex-basis:100%;opacity:1}
details.risk>summary,details.fold>summary{display:flex;flex-wrap:wrap;align-items:center;gap:8px 16px;cursor:pointer;list-style:none}
details.risk>summary::-webkit-details-marker,details.fold>summary::-webkit-details-marker{display:none}
details.risk>summary h3,details.fold>summary h3{margin:0}
details.risk>summary h3::before,details.fold>summary h3::before{content:'▸ ';color:var(--muted)}
details.risk[open]>summary h3::before,details.fold[open]>summary h3::before{content:'▾ '}
.rk-chips{display:flex;flex-wrap:wrap;gap:6px 14px}
.rk-chip{display:inline-flex;align-items:center;gap:6px;font-size:.88rem}
.rk-chip i,.rk-sec h4 i{width:10px;height:10px;border-radius:50%;display:inline-block}
.rk-sec{border-top:1px solid var(--line);padding-top:12px;display:flex;flex-direction:column;gap:6px}
.rk-sec h4{margin:0 0 4px;font-size:1rem;line-height:1.5}
.rk-sec h4 i{margin-right:8px;vertical-align:1px}
.rk-sec h4 .pill{margin-left:6px;white-space:nowrap}
.rk-row{display:grid;grid-template-columns:110px 1fr;gap:10px;font-size:.92rem}
.rk-row .lab{font-size:.72rem;text-transform:uppercase;letter-spacing:.06em;color:var(--muted);padding-top:3px}
@media (max-width:560px){.rk-row{grid-template-columns:1fr;gap:2px}}
.rk-bar{display:inline-block;width:60px;height:7px;background:var(--line);border-radius:4px;overflow:hidden;margin-right:8px;vertical-align:middle}
.rk-bar i{display:block;height:100%}
details.risk:not([open]),details.fold:not([open]){padding-top:14px;padding-bottom:14px}

.cols.one{grid-template-columns:1fr}
.advice{display:flex;flex-direction:column;gap:10px}
.adv{display:grid;grid-template-columns:10px 1fr;gap:12px;align-items:start;padding:10px 12px;border:1px solid var(--line);border-radius:10px;background:var(--sunk)}
.adv>i{width:10px;height:10px;border-radius:50%;margin-top:6px}
.adv p{margin:2px 0 0}
table.bud td a{color:inherit;text-decoration:none;border-bottom:1px dotted var(--muted)}
.tab-hint{font-size:.8rem;color:var(--muted);margin-left:6px;font-style:italic}
@media (max-width:640px){.tab-hint{width:100%;margin-left:0}}

/* one-line purpose of each sheet, above its content */
.intro{margin:0 0 14px;padding:2px 0 0}
.intro h2{margin:0 0 2px;font-size:1.45rem}
.intro p{margin:0;color:var(--muted);max-width:75ch}

/* withdrawal rule test */
.rt-best{display:grid;grid-template-columns:repeat(auto-fit,minmax(200px,1fr));gap:10px}
.rt-pick{display:flex;flex-direction:column;gap:3px;padding:12px;border:1px solid var(--line);border-radius:10px;background:var(--sunk)}
.rt-pick.cur{border-color:var(--accent)}
.rt-pick b{font-family:var(--f-display);font-size:1.5rem}
.rt-pick small{color:var(--muted)}
.rt-pick .btn{align-self:flex-start;margin-top:4px}
table.rt td.rt-cell{vertical-align:top}
table.rt td.rt-cell b{display:block;font-size:1.05rem}
table.rt td.rt-cell small{display:block;color:var(--muted);font-size:.76rem;white-space:nowrap}
table.rt td.rt-cell.cur{outline:2px solid var(--accent);outline-offset:-2px;border-radius:6px}

/* withdrawal settings summary at the bottom of the sidebar */
.side-params{display:flex;flex-direction:column;gap:3px;border-top:1px solid var(--line);padding:10px 9px 2px;font-size:.8rem}
.side-params .glab{padding:0 0 4px}
.sp-row{display:flex;justify-content:space-between;gap:8px;color:var(--muted)}
.sp-row b{color:var(--ink);font-weight:600;text-align:right;font-variant-numeric:tabular-nums}
.sp-total{margin-top:4px;padding-top:6px;border-top:1px dashed var(--line);font-size:.86rem}
.sp-total b{color:var(--accent);font-family:var(--f-display);font-size:1rem}
.sp-total span{display:flex;flex-direction:column;line-height:1.25}
.sp-date{color:var(--ink);font-weight:600;font-size:.8rem}
.side-params .btn{align-self:flex-start;margin-top:6px}
.shell.mini .side-params{display:none}
@media (max-width:760px){nav.tabs:not(.open) .side-params{display:none}.shell.mini .side-params{display:flex}}

/* ---------- phones and touch screens ---------- */
@media (max-width:760px){
  .wrap{padding-block:12px 40px}
  .top{margin-bottom:10px}
  .top h1{font-size:1.45rem}
  .top .priv{display:none}                       /* repeated in the README; saves a screen of space */
  .intro h2{font-size:1.25rem}
  .intro p{font-size:.9rem}
  .hh{font-size:.82rem;gap:4px 12px;padding:8px 12px}
  .hh-sum{display:none}                          /* household summary: on Personal information; saves space */
  .kpis{gap:10px}
  .card{padding:14px}
  .result .big{font-size:2rem}
}
/* larger tap targets, and 16px text in fields so iPhone Safari does not zoom in when you tap one */
@media (pointer:coarse){
  input:not([type=checkbox]):not([type=radio]),select,textarea,td input:not([type=checkbox]):not([type=radio]),td select,input.num{font-size:16px}
  td select{min-height:36px}
  .btn,nav.tabs button.tab,.seg button,.side-toggle,.side-menu{min-height:40px}
  .btn.ghost{min-width:40px}
  input[type=checkbox],input[type=radio]{width:20px;height:20px}
  label.check{min-height:36px;align-items:center}
  details>summary{padding-block:8px}
}

/* base-rate slider (How much can I spend?) */
.rate-field{grid-column:span 3;min-width:0}
.rate-slide{display:flex;flex-direction:column;gap:2px}
.rate-slide output{order:-1;font-size:.9rem}
.rate-slide output b{font-family:var(--f-display);font-size:1.15rem;color:var(--accent)}
.rate-slide input[type=range]{width:100%;accent-color:var(--accent);height:28px;padding:0;margin:0;background:none;border:0}
.rate-ticks{display:flex;justify-content:space-between;font-size:.7rem;color:var(--muted);padding:0 2px}
@media (max-width:760px){.rate-field{grid-column:1/-1}}

/* real estate and private investments */
.assets{display:flex;flex-direction:column;gap:12px}
.asset{border:1px solid var(--line);border-radius:10px;padding:12px;background:var(--sunk);display:flex;flex-direction:column;gap:10px}
.asset-head{display:flex;align-items:center;gap:10px}
.asset-head input{flex:1;min-width:0;font-weight:600}
.mk-adv{margin-top:6px;border-top:1px solid var(--line);padding-top:10px}.mk-adv>summary{margin-bottom:8px}
.mk-adv>*:not(summary){margin-top:10px}

/* Markets & news: a news front page that fits one laptop screen */
.yh{display:flex;flex-direction:column;gap:12px}
.yh-top{display:flex;align-items:baseline;gap:12px;flex-wrap:wrap}
.yh-top h2{margin:0;font-family:var(--f-display);font-size:1.35rem}
.yh-tools{margin-left:auto;display:flex;gap:6px}
.yh-meta{font-size:.78rem;color:var(--muted)}
.yh-dot{display:inline-block;width:7px;height:7px;border-radius:50%;background:var(--guard);vertical-align:1px}
.yh-strip{display:flex;align-items:stretch;border-top:1px solid var(--line);border-bottom:1px solid var(--line);background:var(--surface)}
.yh-tks{display:flex;overflow-x:auto;scroll-snap-type:x proximity;scrollbar-width:none;flex:1}
.yh-tks::-webkit-scrollbar{display:none}
.yh-tk{flex:0 0 auto;display:flex;align-items:center;gap:8px;padding:8px 14px;border-right:1px solid var(--line);scroll-snap-align:start;min-width:178px}
.yh-tk>div{display:flex;flex-direction:column;line-height:1.25}
.yh-tn{font-size:.8rem;font-weight:600;color:var(--accent)}
.yh-tk b{font-size:.92rem;font-variant-numeric:tabular-nums}
.yh-tk .pos,.yh-tk .neg,.yh-tk .muted{font-size:.76rem;font-variant-numeric:tabular-nums;white-space:nowrap}
.yh-arrow{appearance:none;border:0;background:none;color:var(--muted);font-size:1.4rem;padding:0 8px;cursor:pointer}
.yh-arrow:hover{color:var(--ink)}
.spk{display:block;flex:0 0 auto}
.yh-main{display:grid;grid-template-columns:minmax(0,1fr) 290px;gap:22px;align-items:start}
.yh-lead{display:grid;grid-template-columns:minmax(0,1fr) minmax(0,1fr);gap:18px;padding-bottom:14px;border-bottom:1px solid var(--line)}
.yh-limg,.yh-simg{position:relative;border-radius:6px;overflow:hidden;background:linear-gradient(135deg,var(--accent-soft),var(--sunk));display:flex;align-items:flex-end}
.yh-limg{height:168px}
.yh-simg{height:78px;margin-bottom:6px}
.yh-limg span,.yh-simg span{padding:8px 10px;font:600 .78rem var(--f-body);color:var(--accent)}
.yh-limg img,.yh-simg img{position:absolute;inset:0;width:100%;height:100%;object-fit:cover}
.yh-lead>div{display:flex;flex-direction:column;gap:8px;min-width:0}
.yh-lh{font-family:var(--f-display);font-weight:700;font-size:1.55rem;line-height:1.12;color:var(--ink);text-decoration:none;display:-webkit-box;-webkit-line-clamp:4;-webkit-box-orient:vertical;overflow:hidden}
a.yh-lh:hover,.yh-st:hover .yh-sh{text-decoration:underline}
.yh-lt{margin:0;color:var(--muted);font-size:.92rem;display:-webkit-box;-webkit-line-clamp:3;-webkit-box-orient:vertical;overflow:hidden}
.yh-cols{display:grid;grid-template-columns:repeat(3,minmax(0,1fr));margin-top:12px}
.yh-col{padding:0 14px;border-left:1px solid var(--line);min-width:0}
.yh-col:first-child{padding-left:0;border-left:0}
.yh-col:last-child{padding-right:0}
.yh-col h4{margin:0 0 8px;font-family:var(--f-display);font-size:1rem}
.yh-st{display:flex;flex-direction:column;gap:2px;padding:7px 0;border-top:1px solid var(--line);color:var(--ink);text-decoration:none}
.yh-st.first{border-top:0;padding-top:0}
.yh-sh{font-weight:600;font-size:.88rem;line-height:1.3;display:-webkit-box;-webkit-line-clamp:2;-webkit-box-orient:vertical;overflow:hidden}
.yh-st.first .yh-sh{-webkit-line-clamp:2}
.yh-rail{display:flex;flex-direction:column;gap:14px}
.yh-box{border:1px solid var(--line);border-radius:10px;background:var(--surface);padding:12px 14px}
.yh-box h4{margin:0 0 6px;font-family:var(--f-display);font-size:1rem;display:flex;justify-content:space-between;align-items:baseline;gap:8px}
.yh-fx{width:100%;border-collapse:collapse;font-size:.84rem}
.yh-fx td,.yh-fx th{padding:5px 0;border-top:1px solid var(--line);vertical-align:middle}
.yh-fx tr:first-child td{border-top:0}
.yh-fx th{font-size:.72rem;color:var(--muted);font-weight:600;border-top:0}
.yh-fx td.n,.yh-fx th.n{text-align:right;font-variant-numeric:tabular-nums;padding-left:6px}
.yh-fx td .pos,.yh-fx td .neg{font-size:.78rem}
.yh-cme td small{display:block;font-size:.7rem;color:var(--muted)}
.yh-cme a{color:var(--accent);font-weight:600;text-decoration:none}
.yh-box .btn{margin-top:8px;padding-left:0}
.yh-keys{margin:0}
@media (max-width:1100px){.yh-main{grid-template-columns:1fr}.yh-rail{display:grid;grid-template-columns:1fr 1fr;gap:14px}}
@media (max-width:760px){.yh-lead{grid-template-columns:1fr}.yh-limg{height:180px}.yh-cols{grid-template-columns:1fr}.yh-col{padding:10px 0;border-left:0;border-top:1px solid var(--line)}.yh-rail{grid-template-columns:1fr}.yh-arrow{display:none}.yh-lh{font-size:1.3rem}}
body.on-home .wrap{padding-block:12px 8px}
body.on-home .top{margin-bottom:10px}
body.on-home header.top .priv,body.on-home header.top .mark p{display:none}
@media (min-width:761px){body.on-home nav.tabs{max-height:calc(100vh - 112px)}}
.yh-keys .fields{grid-template-columns:repeat(auto-fit,minmax(260px,380px))}
.taxb td:first-child{white-space:normal}.taxb td.n{white-space:nowrap;vertical-align:top}
.yh-live{font-weight:600}.yh-live.on{color:var(--good)}.yh-live.on::before{content:"";display:inline-block;width:7px;height:7px;border-radius:50%;background:var(--good);margin-right:5px;vertical-align:1px;animation:yhp 2s infinite}@keyframes yhp{50%{opacity:.3}}

/* privacy note */
.privacy{display:flex;gap:12px;align-items:flex-start;padding:12px 14px;border:1px solid var(--good-soft);background:var(--good-soft);border-radius:10px;margin:4px 0 12px;font-size:.88rem}
.privacy-ic{font-size:1.1rem;line-height:1.4}
.privacy ul{margin:6px 0 0;padding-left:18px}
.privacy li{margin:2px 0}
.privacy-banner{background:var(--good-soft);border-color:var(--good-soft);color:var(--ink)}